Learn How To Protect Your Identity
Identity thieves steal your personal information to commit fraud. They can damage your credit status and make it difficult to restore your good name.
Tips for Preventing Identity Loss
Identity thieves steal your personal information to commit fraud. They can damage your credit status and cost you time and money restoring your good name. To reduce your risk of becoming a victim, follow the tips below:
Don't carry your Social Security card in your wallet or write it on your checks. Only give out your SSN when absolutely necessary.
Protect your PIN. Never write a PIN on a credit/debit card or on a slip of paper kept in your wallet.
Watch out for "shoulder surfers". Use your free hand to shield the keypad when using pay phones and ATMs.
Collect mail promptly. Ask the post office to put your mail on hold when you are away from home for more than a day or two.
Pay attention to your billing cycles. If bills or financial statements are late, contact the sender.
Keep your receipts. Ask for carbons and incorrect charge slips as well. Promptly compare receipts with account statements. Watch for unauthorized transactions.
Tear up or shred unwanted receipts, credit offers, account statements, expired cards, etc., to prevent dumpster divers getting your personal information.
Store personal information in a safe place at home and at work. Don't leave it lying around.
Don't respond to unsolicited requests for personal information in the mail, over the phone or online.
Install firewalls and virus-detection software on your home computer.
Check your credit report once a year. Check it more frequently if you suspect someone has gotten access to your account information.
Prevent and Report Identity Theft
Tax ID Theft
Know what to do if you are a victim of tax ID theftTax ID theft occurs when someone uses your personal information such as your name, Social Security number (SSN), or other identifying information to file a tax return fraudulently and claim a refund early in the filing season.
If you believe someone has used your SSN fraudulently, contact the IRS immediately at 1-800-908-4490. You will need to fill out the IRS Identity Theft Affidavit, Form 14039 in PDF format.
Child ID Theft
Protect your child from the threat of ID theft.
Children are especially vulnerable to identity theft. The danger is that child ID theft goes unnoticed for years, until the child becomes an adult and tries to apply for credit or to college. Scam artists use the stolen ID to get credit, jobs, medical care, and more. To protect your child’s future, shred all documents with their personal information. Also check your child’s credit report (if there is a credit report, this is a clue that theft has occurred). For more information contact the FTC.
Tips for Preventing Identity Loss
Identity thieves steal your personal information to commit fraud. They can damage your credit status and cost you time and money restoring your good name. To reduce your risk of becoming a victim, follow the tips below:
Don't carry your Social Security card in your wallet or write it on your checks. Only give out your SSN when absolutely necessary.
Protect your PIN. Never write a PIN on a credit/debit card or on a slip of paper kept in your wallet.
Watch out for "shoulder surfers". Use your free hand to shield the keypad when using pay phones and ATMs.
Collect mail promptly. Ask the post office to put your mail on hold when you are away from home for more than a day or two.
Pay attention to your billing cycles. If bills or financial statements are late, contact the sender.
Keep your receipts. Ask for carbons and incorrect charge slips as well. Promptly compare receipts with account statements. Watch for unauthorized transactions.
Tear up or shred unwanted receipts, credit offers, account statements, expired cards, etc., to prevent dumpster divers getting your personal information.
Store personal information in a safe place at home and at work. Don't leave it lying around.
Don't respond to unsolicited requests for personal information in the mail, over the phone or online.
Install firewalls and virus-detection software on your home computer.
Check your credit report once a year. Check it more frequently if you suspect someone has gotten access to your account information.
Prevent and Report Identity Theft
Tax ID Theft
Know what to do if you are a victim of tax ID theftTax ID theft occurs when someone uses your personal information such as your name, Social Security number (SSN), or other identifying information to file a tax return fraudulently and claim a refund early in the filing season.
If you believe someone has used your SSN fraudulently, contact the IRS immediately at 1-800-908-4490. You will need to fill out the IRS Identity Theft Affidavit, Form 14039 in PDF format.
Child ID Theft
Protect your child from the threat of ID theft.
Children are especially vulnerable to identity theft. The danger is that child ID theft goes unnoticed for years, until the child becomes an adult and tries to apply for credit or to college. Scam artists use the stolen ID to get credit, jobs, medical care, and more. To protect your child’s future, shred all documents with their personal information. Also check your child’s credit report (if there is a credit report, this is a clue that theft has occurred). For more information contact the FTC.
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